I went to Honda a few days ago and once again sat in the new '04 S2000.
I've sat in them before and thought they were cool but very expensive. I
actually sat in the passengers seat and just had to have it. I don't know
why the passenger seat did it. Maybe cause it felt like I was all cramped
like a race car but I loved it. (If I get one I will definately be the one
behind the wheel. No I'm not hiring drivers.)

I was wondering what you guys are paying for insurance on this beast. I
haven't called yet for fear of crushing my dream. Also-what discounts do
you guys have like married-multicar-homeowners-multi line-etc? And who is
your provider? I'm in Washington State. I am single 22 year mail
(ouch-this is gunna hurt I know) with only 1 minor ticket but I just wanted
to compare rates and discounts. I know I can put my girlfriend on the
registration and vice-versa to get multi car and I'll get renters to get
multi line but do you know any other tricks?

I figure I'll lease to get the payment lower and then buy it when the lease
is up and maybe sell it to get some money back. I'm probably going to wait
til they have some special intrest if they offer it on the S2000.

Any info would be helpful and if anyone knows the secret company with cheap
rates please let me know!

Ryan

I am single 22 year mail
why dont you either get married or until you are a 25 year MAIL?
then the rates will go down... or just change over to 22 yr UPS?

At 22 any insurance is so expensive. I just turned 25 and my rates cut in
HALF> However, I go through GEICO, and I was looking into a used S2000 (29k
miles). Geico told me it would be a small fraction more than my 4 Cylendar
Accord Coupe. Something like 20 a month. It was not the horrible figure I
was expecting. Give them a call, you might be surprised... But at the same
time, I would recommend you wait till you turn 25 so that you can get an
S2000 AND have your rates drop simultaneously.


"Ryan" <nothinfun@hotmail.com> wrote in message
news:geydndd4io9hutndRVn-ig@comcast.com...

I can't comment on your insurance question, but your comment about
leasing and then buying at lease-end tells me you don't understand
leasing very well. If it's important that you have low lease payments,
you should negotiate the highest possible residual value but
understand that a high residual means a high lease-end purchase price.

For more details, see this web site: www.LeaseGuide.com/index2.htm

Al

"Ryan" <nothinfun@hotmail.com> wrote in message news:<geydndd4io9hutndRVn-ig@comcast.com>...

That's odd cause I see my rate going through the roof. I quoted myself on
Geico and it was outragous. Like 280 for 98 civic ex. I pay only 165 now
with good student and im about to lose it so it will be 210. I'm finding
that I can't get insurance cause of 2 accidents that were not my fault but
they don't like to see my name involved in a claim for some reason. Plus I
just got reported 3 months ago as 30 days late for a mess-up on my quad loan
that Suzuki did and they won't remove it. Dropped my credit score 100
points. I'm so mad. I almost was able to buy a house and now I can't even
insure my car! Frustrating.

Ryan


"Jason" <none@none.com> wrote in message
news:c22mov$1kd$1@geraldo.cc.utexas.edu...

All I know is that my roomate bought an RSX Type S and his payment was 512
after refinancing negative equity at 2.9%. He didn't like the payment so he
went back the next day andleased it for 400/mo for 4 years with the residual
at like 11000 whick will be considerably more than it is worth. He could
have sold it and made money.

I do want to learn more so I will read the article you gave me. Thank You

Ryan

"alhearn" <alhearn@earthlink.net> wrote in message
news:361741e8.0403021824.3d80fb7f@posting.google.c om...

On 3/3/2004 12:07 AM Ryan spake these words of knowledge:

Ryan, I think you're on the right track, but misinterpreted something.
The residual payment, which you correctly surmised is considerably more
that the car is worth, is what he will have to *pay*, not what he will
get. There Ain't No Such Thing As A Free Lunch (TANSTAAFL).

Leasing can be beneficial to people in particular circumstances, but
generally costs more money to achieve the same end.


--
RFT!!!
Dave Kelsen

Now that the Supreme Court has struck down sodomy laws, our politicians
have one less potential charge to worry about.

Sorry man, I feel your pain. Its B.S. IMO. It took me a logn time to
recover from my college days. They need to offer a course in credit
planning... you dont realize how important it is until its too late.


"Ryan" <nothinfun@hotmail.com> wrote in message
news:-sKdna-DcL3y6NjdRVn-sA@comcast.com...

Ya I meant to say the 11000 will be less than the car is worth. You don't
think the $24000 car will be worth more than 11000 in 4 years?

Ryan

"Dave Kelsen" <kelsen@elmore.rr.com> wrote in message
news:wQk1c.180675$Po1.83861@twister.tampabay.rr.co m...

On 3/3/2004 11:54 AM Ryan spake these words of knowledge:

That depends on the specific car and it's condition, mileage, etc., of
course, but generally speaking, in this situation you're buying a used
car from the dealer. It will almost *always* cost more than it's worth.
The primary advantage for the lessee as the buyer is that he knows the
history of the vehicle, which is obviated if the purpose is resale.

Good luck whatever you wind up doing; 25 will be here before you know it!

--
RFT!!!
Dave Kelsen

The Pillsbury doughboy is way too happy considering he has no dick.

Well I got my quote today. For a 2000 S2000 it will cost me 303.95/month
and for a brand new one it will run me 329.82/month.

I already decided what I am going to do. My girlfriend's rates are 190.22
and 206.25 respectivly so I can insure it under her cause she is on my
policy. Drops my rates to 305 for a brand new one and 290ish for a 2000
model year once I pay all the differences to keep her paying the same
145/month for a 99 Prelude SH! Punk! And she is only 18!

Guess I will just have to wait til im 25 to get a bigger discount. I want
one so bad i'm not willing to wait.

Any other 21-24 year olds out there dirving this car?

Ryan

"Ryan" <nothinfun@hotmail.com> wrote in message
news:geydndd4io9hutndRVn-ig@comcast.com...

I suggest you learn more about leasing than the fact that it offers
lower payments. While it's great for people who qualify, it can be a
problem for those who don't. Visit www.LeaseGuide.com and then decide
if leasing is going to be right for you.

Good luck.

Al

I just decided to put it on hold right now. I'm starting my pilots lessons
tomorrow.

Ryan



"Ryan" <nothinfun@hotmail.com> wrote in message
news:geydndd4io9hutndRVn-ig@comcast.com...